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Plan Description
Blue Cross Blue Shield of Georgia > Blue Care Network HMO


Note: This page contains a brief summary of coverage. It does not state all provisions and limitations of the plan. The terms and provisions of each plan, as outlined in the plan document, will determine coverage and eligibility.


Availability
    Broker Name: Blue Cross Blue Shield of Georgia
    Policy Number: 34512435
    Original Plan Effective Date: 12/11/2002
    Rate Guarantee Expiration Date:
    12/11/2002
    Plan Anniversary Date: 12/11/2202
    Billing Cut-off Day of the Month: 1
    Retroactive Termination Limit: 30
    Divisions: All Divisions
    Locations: California
    Employee Classes:    Full Time
    Manager
    Officer
    Validation Method: Automatic

Plan Highlights
  Provider Directory:
   http://www.yahoo.com/
    General Plan Information

    Annual Deductible
       - Individual $1000
       - Family $2500
    Coinsurance 75%
    Office Visit/Exam $10 copay
    Annual Out-of-Pocket Limit
       - Individual $2000
       - Family $3000
    Out-of-Pocket Maximums Including Deductible No
    Lifetime Plan Maximum Unlimited
    Plan Accumulations Plan Year
    Primary Physician Election required Yes

    Preventive Services

    Well-Child Care and Immunizations $0
    Adult Periodic Exams with Preventive Tests $10 copay
    Annual Pap or Prostate Exams $10 copay
    Mammograms $10 copay

    Physician Services

    Office Visit $10 copay
    Specialist Visit $10 copay
    After Hours Physician Visit $10 copay
    Second Opinion $10 copay
    Diagnostic X-Ray and Lab Tests $10 copay
    Surgical Services $10 copay
    Pregnancy and Maternity Care
    (Pre-Natal Care)
    $10 copay

    Allergy Care

    Diagnosis $10 copay
    Treatment $10 copay

    Inpatient Hospital Services

    Pre-Authorization of Services required Yes
    Semi-Private Room & Board $150 copay per admission
    Newborn Delivery Services $150 copay per admission

    Outpatient Hospital Services

    Outpatient Facility Services $15 copay
    Diagnostic Lab & X Ray $15 copay

    Emergency Services

    Emergency Room $25 copay
    Ambulance $50 copay

    Urgent Care

    In Urgent Care Facility $20 copay

    Mental Health Benefits

    Inpatient Care 100% (60 days per year)
    Outpatient Care
       - Group Therapy $20 copay
       - Individual Therapy $20 copay

    Alcohol & Substance Abuse

    Inpatient Hospitalization Deductible/Coinsurance
    Inpatient Detoxification Services Deductible/Coinsurance
    Outpatient Services
       - Group Therapy $20 copay
       - Individual Therapy $20 copay

    Prescription Drug Benefits

    Pharmacy/Walk-in
       - Formulary Based Yes
       - Generic $5 copay
       - Brand $10 copay
       - Non-Formulary $20 copay
       - Number of Days Supply 14 days
       - Oral Contraceptives $20 copay
    Mail Order
       - Formulary Based Yes
       - Generic $7 copay
       - Brand $12 copay
       - Non-Formulary $20 copay
       - Number of Days Supply 60 days
       - Oral Contraceptives $20 copay

    Other Services

    Durable Medical Equipment 80%
    Home Health Care $20 copay
    Skilled Nursing Not Covered
    Hospice Care Not Covered
    Chiropractic Services Not Covered
    Acupuncture Not Covered
    TMJ Not Covered
    Vision Not Covered
    Other Services and Supplies Not Covered

    Infertility

    Diagnosis 50%
    Treatment 50%

    Outpatient Rehabilitative Therapy Services

    Physical $15 copay
    Occupational $15 copay
    Speech $15 copay

    Additional Highlights

    Additional Field One Value One

Eligibility

Waiting Period Information
Eligible employees are eligible as of the 1st of the month following the employee's hire date.

Termination of Coverage Information
When a plan participant is terminated from the company, the plan coverage ends on the last day of the month following the employee's termination date.



Cost 0
  (per month)

      Employee Cost Company Cost Total
    Employee $6.82 $77.16 $83.98
    Employee + Spouse $24.32 $88.60 $112.92
    Employee + Child(ren) $117.31 $45.32 $162.63
    Family $154.15 $230.21 $384.36


Contacts
    Blue Cross Blue Shield of Michigan
    http://www.bluesss.com

    Member Services
    John Carpet
    600 Lafayette East
    Detroit, MI 48226
    (313) 225-5890
    Fax (313) 225-3453

    Claims Services
    Jennifer Pattern
    600 Lafayette East
    Detroit, MI 48226
    (313) 225-3445
    Fax (313) 225-3435


Forms
- Summary Plan Description
- BCBSM Employee Enrollment  ( Enrollment Related Form)
- BlueCare Claim Form
- Coordination of Benefits
- Enroll-Change-Term  ( Enrollment Related Form)
- Medicare Information


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