Plan Description ING Reliastar > Basic AD&D

General Plan Information
Base Plan Benefit	$10,000
Guarantee Issue	$100,000
Portability	Included
Airbag Benefit	Included
Seabelt Benefit	Included
Reduction of Benefits Schedule Age Reduction percentages are Cumulative. Age Reduction percentages are a percentage of the original benefit.   Years of Age % Reduction (of original benefit) Reduction 1 65 35% Reduction 2 70 40% Reduction 3 75 35% Reduction 4 80 30% Reduction 5 85 25% Reduction 6 90 10%

Other Examples

(per month) Base Plan Rate: Employee contributes 5% per month. Per $1,000 of benefit. (see rates below) Age Band Structure Coverage Rates Male Female Smoker Non-Smoker Smoker Non-Smoker 0-14 $2 $2 $2 $2 15-19 $2 $2 $2 $2 20-24 $2 $2 $2 $2 21-29 $2 $2 $2 $2 30-34 $2 $2 $2 $2 35-39 $2 $2 $2 $2 40-44 $2 $2 $2 $2 45-49 $2 $2 $2 $2 50-54 $2 $2 $2 $2 55-59 $2 $2 $2 $2 60-64 $2 $2 $2 $2 65 and over $2 $2 $2 $2 Other examples