Life Events

Life Events are events that allow employees to make adjustments to certain benefit elections and coverage levels during a non-Open Enrollment Period.

Employees can make such adjustments to their benefits as long as they are relevant to the event experienced and results in gaining or losing eligibility of a benefit. For example, getting married would allow you to add your spouse to your health plan.

Notification of a life event as well as providing the supporting documentation to the employer must be completed within the number of days specified by the employer (e.g. 31 days) of the occurrence of the event. If such information is not provided within this time period, it is more likely that employees will have to wait until the next available Open Enrollment period to make changes.

To submit a life event:

1. Enter the event date (the time at which an event occurs) on the Life Event Date boxes.
2. Select the life event. There are nine types of life events:
   
  1. Adoption of child
  2. Birth of a child
  3. Death of a dependent
  4. Dependent loss of eligibility
  5. Divorce or legal separation
  6. Legal guardianship of a child
  7. Marriage
  8. Spouse gains coverage at place of employment
  9. Spouse loses coverage at place of employment
3. Click Continue.

See also: Making adjustments to benefits


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