The Life Tools series was created as a reference checklist of the impact a particular "life event" may have on various benefits and programs offered to employees.

Note: As this is a general information checklist, not all benefits or procedures may apply to you or your company. If you are in doubt and have questions about a particular issue, please contact your HR Department.

Each Life Event Checklist includes a brief description followed by a list of considerations.

• Your Checklist
  The first column, Your Checklist, lists an activity that you are responsible for initiating.

• If You Don't...
  The middle column, If You Don't..., explains the consequence if you do not initiate the corresponding activity. This will help you decide if the activity is necessary for your individual situation.

• References and Resources
  The last column, References and Resources, will point you to a source(s) for additional information.