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Plan Description
ING Reliastar > Basic Life Plan


Note: This page contains a brief summary of coverage. It does not state all provisions and limitations of the plan. The terms and provisions of each plan, as outlined in the plan document, will determine coverage and eligibility.


Availability
    Broker Name: Blue Cross Blue Shield of Georgia
    Policy Number: 34512435
    Original Plan Effective Date: 12/11/2002
    Rate Guarantee Expiration Date:
    12/11/2002
    Plan Anniversary Date: 12/11/2202
    Billing Cut-off Day of the Month: 1
    Retroactive Termination Limit: 30
    Divisions: All Divisions
    Locations: California
    Employee Classes:    Full Time
    Manager
    Officer
    Validation Method: Automatic

Plan Highlights
    General Plan Information

    Base Plan Benefit 1 x Salary
    Base Maximum Benefit $300,000.00
    Base Minimum Benefit $10,000.00
    Buy-up Benefit 1 x Salary
    2 x Salary
    3 x Salary
    Buy-up Maximum Benefit $500,000.00
    Guarantee Issue $300,000.00
    Accelerated Benefit Included: up to a maximum of $250,000 or 75% of the insured person's life coverage, whichever is less
    Portability Included
    Airbag Benefit Included
    Seabelt Benefit Included

    Reduction of Benefits Schedule

    Age Reduction percentages are Cumulative.
    Age Reduction percentages are a percentage of the original benefit.

      Years of Age Reduction (%)
    Reduction 1 65 35%
    Reduction 2 70 40%
    Reduction 3 75 35%
    Reduction 4 80 30%
    Reduction 5 85 25%
    Reduction 6 90 10%
Other examples
Eligibility

Waiting Period Information
Eligible employees are eligible as of the 1st of the month following the employee's hire date.

Termination of Coverage Information
When a plan participant is terminated from the company, the plan coverage ends on the last day of the month following the employee's termination date.



Cost 0
  (per month)

    Base Plan Rate: $0.15
    Base Plan Rate Type: Per $1,000 of benefit
    Base Plan Contribution: Employee contributes 0% per month.

Other examples

Contacts
    Plan Name HMO
    http://www.bluesss.com

    Member Services
    John Carpet
    600 Lafayette East
    Detroit, MI 48226
    (313) 225-5890
    Fax (313) 225-3453

    Claims Services
    Jennifer Pattern
    600 Lafayette East
    Detroit, MI 48226
    (313) 225-3445
    Fax (313) 225-3435


Forms
- SPD Document
- BCBSM Employee Enrollment  ( Enrollment Related Form)
- BlueCare Claim Form
- Coordination of Benefits
- Enroll-Change-Term
- Medicare Information


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