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Plan Description
American Fidelity (Michigan) > Short Term Disability Plan


Note: This page contains a brief summary of coverage. It does not state all provisions and limitations of the plan. The terms and provisions of each plan, as outlined in the plan document, will determine coverage and eligibility.


Availability
    Broker Name: American Fidelity (Michigan)
    Policy Number: 34512435
    Original Plan Effective Date: 12/11/2002
    Rate Guarantee Expiration Date:
    12/11/2002
    Plan Anniversary Date: 12/11/2202
    Division: All Divisions
    Location: California
    Employee Classes:    Full Time
    Manager
    Officer

Plan Highlights
    General Plan Information
    Base Plan Benefit 50%
    Maximum Monthly Benefit $5,000
    Elimination Period
       - Accident 7 days
       - Sickness 0 day
       - Hospitalization 7 days
    Maximum Period of Payment 12 weeks
    Minimum Weekly Benefit $100
    Recurrent Disabilities 14 days
    Definition of Earnings Base Salary
    Income Protection (Rider) Covered
    Residual (Total disability not required during elimination period) Covered

    other examples


Eligibility

Waiting Period Information
Eligible employees are eligible as of the 1st of the month following the employee's hire date.

Termination of Coverage Information
When a plan participant is terminated from the company, the plan coverage ends on the last day of the month following the employee's termination date.



Cost 0
  (per month)

    Base Plan Rate: See rates below.
    Age Band Structure Coverage Rates
    15-19 $2
    21-29 $2
    35-39 $2
    45-49 $2
    55-59 $2
    65 and over $2

    Base Plan Rate Type: Per $100 of monthly covered payroll
    Base Plan Contribution: Employee contributes 0% per month.

Other examples
Contacts
    Metlife
    http://www.metlife.com

    Member Services
    John Carpet
    2301 John St. West
    Chicago, IL 48226
    (212) 225-5890
    Fax 212-225-4433


Forms
- Summary Plan Description
- Disability Claim Form


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